Comments on: Wealth mastery: asset allocation “buckets”

By: andrew.gray

andrew.gray — Thu, 28 Jul 2011 08:19:52 +0000

Thanks Toni
As a general comment, I wonder how many people follow these guidelines? Personally, I have put about 65% of my surplus towards repaying debt (mortgage) and 30% into security, with 5% at most on the “dream” stuff (most of my dreams are free!).

By: Toni

Toni — Thu, 28 Jul 2011 05:19:58 +0000

Hi, I have been studying the asset allocation that Tony has taken from John Templeton model and the allocation is a % of the initial 10% of your income i.e. of the 10% you pay yourself you put say, 30% of it into security (never touch it) and 70% into growth and then you take the profit from t he growth bucket and divide it into one third to security and re invest one third to growth and the final third to the dream bucket. The dream bucket only gets a share of the profits.

By: Andrew Gray

Andrew Gray — Thu, 08 Apr 2010 08:23:55 +0000

Hi KJ
I can’t remember what they recommended on the course itself, but I am pretty sure that you should do it sequentially, or maybe Security and Growth in parallel with Dream last?
How did you find the course generally? To be honest I was disappointed with the emphasis on stock trading and lack of guidance with “real” (value creating) business ideas. The financial independence planning was great though.

By: KJ

KJ — Wed, 07 Apr 2010 20:38:31 +0000

Hi, I attended WM 2009 in Newport Beach. What was your take on how to fill the buckets? Should you fill the buckets sequentially (1, then 2, then 3) or in parallel (re-invest proceeds from your Growth bucket into your Security, Growth, and Dream buckets evenly)?